How to get Free Credit Score

Credit scores and FICO scores FICO scores are provided by the Fair Isaac Corporation. These scores are intended to depict the likeliness of borrowers and creditors to repay loans or default the same. There is also a similar score called BNI which is used to determine the likelihood of consumers to declare bankruptcy. These scores are

How often to check your Credit Score

Free credit reports and their availability Free credit reports are not charged for and hence are provided once in 12 months by the three main credit bureaus and these include Equifax, Experian, and TransUnion. These bureaus make the reports on various factors like the payment history of debtors, their previous debts, duration of loans and various